I just transferred my Gold from Personal to Holding - 20 minutes to process
I set up a Holding account on the day they launched but never funded it. I did the verifications using the old cumbersome method, uploading a copy of my passport, doing the Equifax Verification and checking all the boxes re sources of funds (I said Salary) etc. Basically answered every question that was asked, though a lot of them seemed unnecessary.
The account was verified right away and today with the Crypto announcement I transferred my gold to the new Holding account. I used the Vault to Vault transfer option and it was pending verification for about 20 minutes and then went through fine.
No issues once you take the time to fill out the forms and both processes were under 20 minutes.