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If it is a wealth account and the balance exceeded $10,000 during your reporting tax year, then use your wealth account number. Goldmoney Personal in US is actually run by Goldmoney USA Ltd out of Delaware ---a Fincen compliant subsidiary.
Consult your tax advisor to confirm.
As I am putting greater share of my M1 & M2 deposits/savings into Goldmoney, they are going to need Bill Pay features to match the utility of current checking accounts. That is one key feature that I am missing right now to make this my primary money hub. A nice to have would be the ability to write a check against my holdings as well.
If I could direct deposit and then pay credit card & utility bills...... sold!