Just was thinking of this operation and as I pondered of simple thing i.e..checking accounts and savings I thought of the many people that have a tough time saving . Into a separate account for whenever I thought I may have wanted and spent that money foolishly . I was thinking well I dot smoke anymore but think how much I would have saved instead of smoking -and or drinking which I don't but just pretending or down drugs which I ton't do either or my addiction to chocolate .Oh well I do like chocolate but alas I don't do that either . Anyway now I have separate accounts that will grow . I know that is silly but whatever works . So I will have a vault of never hurt my health gold to make me smile . Just thinking to my self outloud . Lets see a pac of cigarettes 5$ a day oops here comes a little gold instead hmm. A much better choice . Thanks Bit Gold for giving me a cookie jar to put my savings in .