how to determine whether deposit fees apply to a citi mastercard credit-card (in USSA)

I have a personal goldmoney account and want to load it up with some gold. The easiest way is to "buy" some goldmoney gold with my Citi mastercard credit card. A couple weeks ago I believe I read (somewhere) that mastercard doesn't charge any fees while VISA sometimes does. I'm in the USSA and the card is a normal USSA credit-card. How do I determine what will happen when I "buy some gold into my personal goldmoney account" with my mastercard? I understand I will end up with 0.5% less gold than I paid for due to the 0.5% goldmoney buy/sell fee, but I'm asking about other fees. Thanks.

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