Lower charges for funding via Debit Card vs Credit Card?
I would be surprised if Goldmoney pays the same fee for CCs and DC to its intermediary. In the retail industry the cost to both the consumer and the retailer for use of a DC is usually a small fixed fee (perhaps 10centc or 20cents) regardless of transaction size.
Please examine the costs to Goldmoney of processing a DC transaction and institute a suitable fee structure independent of your Credit Card fee. This would of course incorporate a reasonable mark-up to contribute to your network costs. You should experience a surge in the use of this very accessible form of payment.
Also please allow CC and DC funding to be set up as recurring transactions as is/was possible on the Personal platform.